Required personal Documents
If you are Employed/Salaried person:
If you are Self-Employed:
Maximum 70% of the construction cost of the building. Loan amount depends on your repayment capability. A number of factors such as your monthly net disposable income, age, qualifications, value of the immovable property, number of family members and dependants, monthly expense, other fixed obligations, nature of job/business, savings habit etc. are taken into consideration.
Maximum 15 years depending on your and your co-borrower's age and profession.
Mortgage of the property itself or any other equivalent security, as acceptable to National Housing.
Please submit the complete application form (Free of Cost) along with the required documents at your nearby NHFIL branch office.