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July 07, 2018
Training Program on “Loan Documentation”

May 03, 2018
NHFIL declared 19.00% Cash Dividend

February 25, 2018
Software agreement between NHFIL and Era-InfoTech

February 14, 2018
NHFIL inks deal with BB for JICA-funded FDIPP

February 11, 2018
Annual Business Conference 2018

Self Construction
NHFIL helps you to build your dream house in your own land. "Self Construction" loan will support you to construct your dream house by yourself.
Required personal Documents
If you are Employed/Salaried person:
Employment Certificate.
Latest Salary Slip/Salary Certificate showing all deductions.
Bank statements for last 12 months.
If you are Self-Employed:
Trade License of the business
Copies of individual income-tax returns and assessment orders for the last three years along with the statement of income.
Profit and Loss Account and Balance Sheet of your business for last three years.
A note giving information on the nature of your business/profession, form of organization, clients, suppliers etc.
Bank statements for last 12 months.
Other Documents:
Copy of National ID Card/Driving License/Nationality Certificate.
Tax Identification Number (TIN).
Passport Size Photographs.
Copies of Ownership Document & Rental Agreement, if you have rental income.
Copies of Savings Instrument (if any).
Similar proof of other income.
25 years and above of age, but not more than 60 years.
Earning on a regular basis from a sustainable source of employment or business.
Loan Amount
Maximum 70% construction cost of the building. Loan amount depend on your repayment capability. A number of factors such as your monthly net disposable income, age, qualifications, value of the immovable property, number of family members and dependants, monthly expense, other fixed obligations, nature of job/business, savings habit etc. are taken into consideration.
Loan Period
Maximum 15 years depending on you and your co-borrowers age and profession.
Mortgage of the property itself or any other equivalent security, as acceptable to National Housing.
Please submit the complete application form (Free of Cost) along with the required documents at your nearby NHFIL branch office.