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News & Events

October 30, 2019

February 17, 2019
Annual Business Conference 2019

May 02, 2019
NHFIL declared 20.00% Dividend

March 18, 2019
Notice of the 20th AGM

December 21, 2019
NHFIL Opened 8th Branch at Feni

December 28, 2019
NHFIL Opened 9th Branch at Rajshahi

SME Finance
A facility designed to finance small and medium scale manufacturing, service & trading enterprises to meet up their financial need.*
JICA SME loan facility is a two step loan (TSL), three fourth portion of the fund provided by Japan International Cooperation Agency (JICA) for working capital and or purchase of fixed assets of small and medium enterprises of Bangladesh.*
At least 2 (two) years experience in line of Business
Age limit of the entrepreneur 30 to 60 years
Valid trade licenses of the business
Enterprise legal status: Private limited company, Partnership & Proprietorship
Loan Limit
Minimum BDT 0.50 million to Maximum BDT 50.00 million
Loan Term
Working Capital: 1 year, annually renewable up to 5 years
Fixed Asset: 2 to 5 years
Eligible Projects
Service Provider like Software and IT farms, Hospital, Clinic, Diagnostic centre, Hotel & Restaurant etc.
Manufacturing enterprises except Mining, Oil, Gas and Petroleum, Petrochemicals, Thermal Power, Hydropower etc.
Terms and Conditions
Entrepreneur have to submit the evidence of use of the proceeds of the loan (bill, invoice etc.)
Entrepreneur will allow the inspection by National Housing (PFI), Bangladesh Bank (PIU), Ministry of Finance (MOF-BFID) or JICA
Entrepreneur have to follow the environmental regulation.
*condition applied