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News & Events

October 25, 2018
PRICE SENSITIVE INFORMATION "3rd Quarter ended September 30,2018"

July 07, 2018
Training Program on “Loan Documentation”

May 03, 2018
NHFIL declared 19.00% Cash Dividend

February 25, 2018
Software agreement between NHFIL and Era-InfoTech

February 14, 2018
NHFIL inks deal with BB for JICA-funded FDIPP

December 1, 2018
NHFIL Opened 7th Branch at Gazipur

SME Finance
A facility designed to finance small and medium scale manufacturing, service & trading enterprises to meet up their financial need.*
JICA SME loan facility is a two step loan (TSL), three fourth portion of the fund provided by Japan International Cooperation Agency (JICA) for working capital and or purchase of fixed assets of small and medium enterprises of Bangladesh.*
At least 2 (two) years experience in line of Business
Age limit of the entrepreneur 30 to 60 years
Valid trade licenses of the business
Enterprise legal status: Private limited company, Partnership & Proprietorship
Loan Limit
Minimum BDT 0.50 million to Maximum BDT 50.00 million
Loan Term
Working Capital: 1 year, annually renewable up to 5 years
Fixed Asset: 2 to 5 years
Eligible Projects
Service Provider like Software and IT farms, Hospital, Clinic, Diagnostic centre, Hotel & Restaurant etc.
Manufacturing enterprises except Mining, Oil, Gas and Petroleum, Petrochemicals, Thermal Power, Hydropower etc.
Terms and Conditions
Entrepreneur have to submit the evidence of use of the proceeds of the loan (bill, invoice etc.)
Entrepreneur will allow the inspection by National Housing (PFI), Bangladesh Bank (PIU), Ministry of Finance (MOF-BFID) or JICA
Entrepreneur have to follow the environmental regulation.
*condition applied