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October 03, 2017
NHFIL turns over a new page

May 11, 2017
NHFIL declared 18.00% Cash Dividend

April 11, 2017
National Housing signs MoU with ABC Real Estates Limited

April 04, 2017
Price Sensitive Information

March 18, 2017
Annual Business Conference of NHFIL

Flat Purchase Loan
NHFIL helps realizing your dream of owning your desired Apartment. "Flat Purchase" Loan will support you to buy apartment in Dhaka, Chittagong, Bogra and Rangpur.
Required personal Documents
If you are a salaried person:
Employment Certificate
Latest Salary Slip/Salary Certificate showing all deductions.
Boi-Data or C.V.
Bank statements for last 12 months.
If you are Self-Employed:
Trade License of the business
Copies of individual income-tax returns and assessment orders for the last three years along with the statement of income.
Profit and Loss Account and Balance Sheet of your business for last three years.
Information on the nature of your business/profession, form of organization, clients, suppliers etc.in writing.
Bank statements for last 12 months.
Other Documents:
Copies of Ownership Document & Rental Agreement, if you have rental income
Copies of Savings Instrument (if any)
Similar proof of other income.
Eligibility
Age above 24 years, but not more than 60 years.
Regular earning from a sustainable source of employment or business.
Loan Amount
Maximum 70% the Apartment purchase price. Loan amount depend on your repayment capability. A number of factors such as your monthly net disposable income, age, qualifications, value of the immovable property, number of family members and dependants, monthly expense, other fixed obligations, nature of job/business, savings habit etc. are taken into consideration.
Loan Period
Maximum 20 years depending on you and your co-borrowers age and profession.
Security
Mortgage of the property itself or any other equivalent security, as acceptable to National Housing.
Please submit the complete application form (Free of Cost)along with the required documents at your nearby NHFIL branch office.